Now that we are parents, we are responsible for another human being even after our death.  I know how overwhelming this thought can be at times!  Aside from emotionally providing, we also must provide financially.  Have you stopped to think what would happen to your kids if you were to die?  I know, I know, we don’t like talking about our own mortality.  It can be scary, however necessary.

If you die before your kids are 18, what will happen to them?  Do you have a will?  Do you have life insurance?  If you have some family members who you can’t imagine raising your children (I do!), please have a will written up!  You can go to a lawyer or do some research and find software (I used Nolo software to write ours).  Don’t leave it up to chance, your kids deserve better.  Also, around half our population doesn’t have life insurance.  I can’t emphasize how important this is!  Even if you are a stay at home mom, you need some.  If something happened to you, your hubby/partner will need to have money for daycare, housekeeper, etc.  If our position were a paid one, we would make around $150,000 a year (yes, you are worth it)!  In regards to life insurance, please promise me you will be a well informed consumer.  Some free financial advice (if you are in the Portland, Oregon area my hubby can give you more)….only buy term insurance and don’t fall for the lie of whole life (it makes the company good money and you get screwed in the end.  if you want me to explain, let me know).  Make sure you read the policy and fully understand it before you sign.  I will step off of that now:)

Not only are we to provide for our children now, but even after our death.  Get those two things done now and you won’t have to think about them unless you have major life changes.

Babyrazzi is a fun blog i subscribe to.  It’s all about celebrities and their babies.  They just posted an article i find somewhat disturbing (as seen by my comment on it).  i am just like the next guy (or gal) who wants my children to be unique.  Finding that place begins with the name our parents choose for us.   We have gotten away from the traditional names and now anything goes (check out 2007 popular names).  Actress Busy Philipps with husband Marc Silverstein just had a baby girl and named her Birdie.  Recently General Hospital Star, Ingo Rademacher had a baby boy and named him Peanut.  Really?  Don’t they realize these kids will have this name until they die (or at least go down to the courthouse and have it changed)?  Chris Martin (Gwyneth Paltrow’s hubby) said, ““There’s nothing weird about calling your baby Chewbacca if that’s what you want to call your baby,…”   This just seems a little selfish to me.  Isn’t parenthood about giving your child the best you are able to and being unselfish?  Would you want to walk around in life with the name Peanut?